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Quick Summary: Betting losses are NOT refundable (this is how betting works globally). Accidental deposits CAN be refunded if reported within 1 hour with no betting activity. Bet settlement disputes follow a clear escalation process. Withdrawals of genuine winnings are processed within 5-30 minutes for verified users.

Last Updated: January 15, 2026

1. Overview

This policy explains when refunds are available, how withdrawals work, and how to resolve disputes about deposits, withdrawals, or bet settlements. Our goal is transparency — we want you to clearly understand what is and isn't refundable before you use our service.

हिंदी में

यह नीति बताती है कि कब रिफंड उपलब्ध हैं, निकासी कैसे काम करती है, और जमा, निकासी, या बेट निपटान के बारे में विवादों को कैसे हल किया जाए। हमारा लक्ष्य पारदर्शिता है।

2. What Is NOT Refundable

These are NOT refundable under any circumstances:

3. What IS Refundable

Refunds are available in specific situations:

3.1 Accidental Deposits (Before Betting)

If you accidentally deposit money and haven't yet placed any bet:

3.2 Technical Errors

If a bet was placed due to a demonstrable platform technical error:

3.3 Bonus Cancellation (Before Wagering)

If you accepted a bonus but haven't used it:

3.4 Unauthorized Account Access

If your account was used by someone else without authorization:

3.5 Event Cancellation or Void Bets

If a cricket match is abandoned, postponed significantly, or voided:

3.6 Service Failure

If we fail to create your ID or provide the service you requested after payment to us (though our ID creation is currently free, this preserves the principle):

4. Withdrawal Policy

4.1 Withdrawal Process

  1. Complete KYC verification (required for first withdrawal)
  2. Ensure any bonus wagering requirements are met (otherwise bonus is forfeited)
  3. Message us on WhatsApp with 'WITHDRAWAL REQUEST' + amount + preferred method
  4. We process via 4rabet platform
  5. Funds credited to your verified bank/UPI

4.2 Withdrawal Limits

4.3 Withdrawal Methods & Timelines

MethodTimelineMin Amount
UPI (PhonePe/GPay/Paytm)5-30 minutes₹500
IMPS1-2 hours₹500
NEFT2-4 hours (banking hours)₹500
RTGS (large amounts)1-3 hours (banking hours)₹2,00,000

4.4 TDS on Winnings

Per Indian tax law (Sections 115BBJ and 194BA), a 30% TDS is automatically deducted from net winnings at the time of withdrawal. This is:

4.5 Withdrawal Restrictions

Withdrawals may be delayed or restricted in these situations:

5. Bet Settlement Disputes

5.1 When To Dispute

5.2 When NOT To Dispute

5.3 Dispute Process

  1. Initial contact: WhatsApp with 'BET DISPUTE' + bet ID + clear reason
  2. Initial review (24 hrs): We review settlement rules and explain or escalate
  3. 4rabet escalation (48-72 hrs): Formal review by 4rabet senior team
  4. Resolution: Decision communicated in writing
  5. External appeal: If unsatisfied, escalate to Curaçao eGaming or consumer forums

6. Payment Processor Issues

Sometimes issues occur with payment processors (banks, UPI apps) rather than us:

6.1 Stuck Deposits

Your bank deducted money but it didn't credit to your Cricket ID:

6.2 Withdrawal Not Received

Withdrawal processed from our side but not received:

7. Timelines for Refund Processing

Refund TypeOur ProcessingBank/UPI Timeline
Accidental deposit24-48 hours1-3 business days
Technical error bet voidImmediate credit to balanceN/A (stays in account)
Event voidAutomatic within 24 hoursN/A (stays in account)
Unauthorized access7-14 days investigationDepends on outcome
Bet dispute48-72 hours reviewIf approved: immediate

8. How To Request A Refund

Contact us via WhatsApp with:

9. Dispute Resolution Escalation

If our refund decision is unsatisfactory:

  1. Level 1: Frontline support agent reviews and responds
  2. Level 2: Senior agent review — message 'ESCALATE TO SENIOR'
  3. Level 3: Head of Customer Support — message 'FINAL ESCALATION'
  4. Level 4: External bodies:
    • Curaçao eGaming (4rabet's regulator)
    • Consumer Protection Act 2019 forums
    • Banking ombudsman (for payment disputes)
    • Civil courts (Bengaluru jurisdiction per Terms)

10. Contact For Refunds

Frequently Asked Questions

Refund Policy FAQs

रिफंड नीति अक्सर पूछे जाने वाले प्रश्न
Can I get a refund for betting losses? क्या मुझे बेटिंग नुकसान का रिफंड मिल सकता है?
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No. Betting losses are not refundable. When you place a bet, you voluntarily accept the risk of losing that money. If the bet loses, the money is gone — this is fundamental to betting and is how all betting platforms work. This applies regardless of: (a) how badly you lost, (b) whether you feel the odds were unfair (they're set by 4rabet), (c) whether you were upset or tilted when betting, (d) whether you wish you hadn't bet. Exceptions: If a bet was placed due to a platform technical error (system glitch causing wrong outcome), 4rabet may void the bet and refund the stake — contact 4rabet support directly with evidence. But you cannot get refunds simply because bets lost.

नहीं, बेटिंग नुकसान रिफंड नहीं होते। जब आप बेट लगाते हैं, तो आप स्वेच्छा से नुकसान का जोखिम स्वीकार करते हैं। केवल तकनीकी त्रुटि के मामले में रिफंड संभव।
Can I get a refund for a deposit I made by mistake? क्या मुझे गलती से की गई जमा राशि का रिफंड मिल सकता है?
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Refunds for accidental deposits are possible under specific conditions: (1) Timing: Request within 1 hour of deposit, before any betting activity. (2) Process: Message us immediately on WhatsApp with 'REFUND ACCIDENTAL DEPOSIT' + transaction ID + reason. (3) Refund method: Reversed to original source (UPI/bank account). (4) Timeline: 24-48 hours for processing, additional 1-3 days for your bank. Conditions: (a) No betting activity after deposit. (b) Deposit was from your own account, not third party. (c) No suspicious pattern (repeated deposit-refund cycles). (d) First accidental deposit is refundable; repeat requests may be denied. If you've already placed bets, those bets stand and won't be refunded even if the deposit was accidental.

हां, यदि 1 घंटे के भीतर अनुरोध किया जाए और कोई बेटिंग गतिविधि नहीं हुई हो। व्हाट्सएप पर तुरंत संपर्क करें। बेट लगाने के बाद रिफंड संभव नहीं।
What happens to my deposit if I decide not to bet? अगर मैं बेट न लगाने का फैसला करूं तो मेरी जमा राशि का क्या होगा?
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Your deposited funds remain safely in your 4rabet account balance until you decide to use or withdraw them. You can: (1) Hold the balance — no time limit for keeping funds in your account (though very old accounts with zero activity for 2+ years may face dormant account rules). (2) Withdraw unused funds — request withdrawal to your bank account anytime. Standard withdrawal rules apply (minimum ₹500, KYC verified). (3) Continue betting later — funds remain available when you return. Note: If you received a deposit bonus, unused bonus funds may be forfeited if you withdraw the principal before meeting wagering requirements. Check bonus terms before deciding. If you never placed any bet and never accepted a bonus, the deposit is 100% yours to withdraw.

आपकी जमा राशि 4रा बेट खाते में सुरक्षित रहती है। आप इसे रोक सकते हैं, अप्रयुक्त निकाल सकते हैं, या बाद में बेट के लिए उपयोग कर सकते हैं। बोनस शर्तें जांचें।
How do I request a withdrawal? मैं निकासी का अनुरोध कैसे करूं?
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Withdrawing your winnings is straightforward: Step 1: Ensure KYC is complete (required for first withdrawal). Step 2: Check if any active bonuses have wagering requirements still pending (withdrawing before completion forfeits bonus). Step 3: Message us on WhatsApp with 'WITHDRAWAL REQUEST' + amount + preferred method (UPI/bank transfer). Step 4: We process via 4rabet platform. Timeline: UPI withdrawals — 5-30 minutes average. Bank transfers — 1-4 hours during banking hours. Minimum: ₹500. Maximum: No upper limit for verified users. Fees: None from us; your bank may have standard charges. TDS: 30% tax deducted automatically on net winnings per Indian tax law. Withdrawals go only to accounts/UPI IDs verified in your KYC — third-party withdrawals not permitted.

KYC पूरा करें → बोनस शर्तें जांचें → व्हाट्सएप पर 'WITHDRAWAL REQUEST' भेजें। UPI 5-30 मिनट, बैंक 1-4 घंटे। न्यूनतम ₹500, 30% TDS कटौती।
Why was my withdrawal delayed or rejected? मेरी निकासी में देरी या अस्वीकृति क्यों हुई?
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Withdrawals may be delayed or rejected for specific reasons: (1) Incomplete KYC — Need to complete or update KYC documents. (2) Unmet wagering requirements — If bonus was accepted and wagering not yet completed. (3) Unusual amount/pattern — Large amounts or unusual patterns may trigger security review (24-72 hours). (4) Withdrawal to different account — Must match KYC-verified account. (5) AML review — Transactions flagged for suspicious activity review. (6) Insufficient balance — After any pending bets settle. (7) Platform maintenance — Occasional 4rabet platform maintenance. (8) Banking/UPI issues — Temporary banking system problems. What to do: Message us on WhatsApp for specific reason. Most delays resolve within 24 hours with simple document/verification steps. For AML reviews, resolution can take up to 14 days but clears normally for legitimate transactions.

देरी/अस्वीकृति के कारण: अधूरा KYC, बोनस शर्तें अपूर्ण, असामान्य पैटर्न, खाता बेमेल, AML समीक्षा, अपर्याप्त शेष, प्लेटफॉर्म रखरखाव।
What if I disagree with a bet settlement? अगर मैं बेट निपटान से असहमत हूं तो क्या होगा?
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Bet settlement disputes are resolved through a clear process: Step 1: Understand the settlement rule. Check 4rabet's specific rules for that bet type (e.g., cricket abandonment rules, DLS method applications, player performance market specifics). Step 2: Contact us. Message on WhatsApp with 'BET DISPUTE' + bet ID + why you believe settlement is wrong. Step 3: Initial review. We review 4rabet's settlement logic and their specific rules. Within 24 hours, we explain the settlement or escalate. Step 4: 4rabet investigation. If we believe your dispute has merit, we escalate to 4rabet's senior team for formal review. Step 5: Resolution. 4rabet's decision is final per their Terms. If settlement was wrong due to platform error, bet is corrected and any funds owed are credited. Step 6: External appeal. If you disagree with 4rabet's final decision, you can escalate to Curaçao eGaming (their regulator) or Indian consumer forums.

बेट निपटान विवाद प्रक्रिया: नियम की जांच करें → व्हाट्सएप पर संपर्क करें → प्रारंभिक समीक्षा → 4रा बेट जांच → समाधान → बाहरी अपील (कुराकाओ ईगेमिंग)।
Can I get a refund if I feel the platform was unfair? अगर मुझे लगे कि प्लेटफॉर्म अनुचित था तो क्या मुझे रिफंड मिल सकता है?
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Claims of 'unfairness' are reviewed carefully but rarely result in refunds because: (1) Odds are mathematical. The house edge exists in all betting — this isn't unfairness, it's mathematics. (2) Results are random. Cricket match outcomes are uncertain. Losing doesn't mean anything was unfair. (3) Platform is regulated. 4rabet is audited for game fairness and random number generation. What would qualify for review: (a) Clear evidence of rigged odds (you'd need technical evidence). (b) System placed bet without your authorization. (c) Platform refused to honor a clear winning bet. (d) Technical error during bet placement. What doesn't qualify: 'I lost too much,' 'I should have won,' 'The odds were bad,' 'I made emotional decisions.' If you genuinely believe there's fraud, you can escalate to Curaçao eGaming regulator with evidence. They investigate legitimate claims.

'अनुचित' दावों की समीक्षा की जाती है लेकिन शायद ही कभी रिफंड मिलते हैं। गणितीय बढ़त धोखा नहीं है। वास्तविक धोखाधड़ी साक्ष्य के साथ कुराकाओ ईगेमिंग को बढ़ाएं।
What if someone else used my account without permission? अगर किसी और ने बिना अनुमति मेरे खाते का उपयोग किया तो क्या होगा?
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Unauthorized account use is serious. Immediate steps: (1) Message us on WhatsApp immediately — 'UNAUTHORIZED ACCESS'. (2) We'll temporarily freeze the account. (3) Change your password and enable 2FA. (4) Check your phone/email for compromise. Investigation: We review login IP addresses, device fingerprints, and activity patterns. Most 'unauthorized' claims are actually account holders forgetting their own activity, but genuine cases do occur. If genuine unauthorized access is confirmed: (a) Account is secured. (b) We investigate how access occurred. (c) For fraud by third party (phishing, credential theft), we may recover funds but this depends on 4rabet's policies. (d) For fraud by family member who knew your password, funds typically are NOT refunded (you're responsible for credential security). If not confirmed: If evidence shows it was you (or someone with legitimate access), no refund. This determination is based on technical evidence, not your word alone.

तुरंत व्हाट्सएप पर रिपोर्ट करें → खाता फ्रीज → पासवर्ड बदलें → 2FA सक्षम करें। तीसरे पक्ष की धोखाधड़ी पर फंड वसूली संभव, परिवार के सदस्य द्वारा उपयोग पर नहीं।
Is the bonus wagering requirement refundable? क्या बोनस वेजरिंग आवश्यकता रिफंडेबल है?
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Bonus wagering requirements are not 'refundable' in the traditional sense, but here's how they work: (1) When you accept a bonus, you agree to wager the bonus amount (or deposit + bonus) a specified number of times (e.g., 5x for welcome bonus) before you can withdraw bonus-related funds. (2) If you lose your bonus money while wagering, that's a regular loss — not refundable. (3) If you want to withdraw before completing wagering, you can — but you forfeit the bonus amount and any winnings from bonus funds. Your original deposit is yours to withdraw anytime (unless restricted by specific bonus terms). (4) If you decide wagering requirements are too restrictive, message us on WhatsApp before placing bets and we can often cancel the bonus, leaving your deposit untouched. Once you've placed bets with the bonus, it cannot be canceled — you must either complete wagering or forfeit.

बोनस वेजरिंग रिफंडेबल नहीं है। बेट लगाने से पहले बोनस रद्द किया जा सकता है। अपूर्ण वेजरिंग के साथ निकासी पर बोनस जब्त हो जाता है।
How do I report unauthorized transactions on my bank account? मैं अपने बैंक खाते पर अनधिकृत लेनदेन की रिपोर्ट कैसे करूं?
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If you see unauthorized Cricket-4ra.online or 4rabet transactions on your bank statement: Step 1: Immediately message us on WhatsApp with transaction details. We'll verify what was actually processed from our side. Step 2: Review your own account activity — sometimes transactions we legitimately processed on your behalf can look unfamiliar if you've forgotten them. Step 3: If genuinely unauthorized (we have no record or it's clearly fraud), we'll: (a) Freeze account. (b) Work with you and your bank to trace the transaction. (c) Refund any deposits we cannot justify against account activity. Step 4: File with your bank — Report unauthorized transaction to your bank's fraud department. They have standard processes to investigate. Step 5: Cybercrime report — For confirmed financial fraud, file at cybercrime.gov.in. Under RBI norms, reporting unauthorized electronic banking transactions within 3 days may limit your liability.

तुरंत व्हाट्सएप पर रिपोर्ट करें → बैंक के धोखाधड़ी विभाग को सूचित करें → cybercrime.gov.in पर फाइल करें। 3 दिनों में रिपोर्ट करने से आपकी देयता सीमित हो सकती है।

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